Closing week gets noisy. Use this list so the logistics don’t bury the transaction.
One to two weeks out
- Confirm utility start/stop dates (electric, gas, water, internet, trash)
- Update mailing address for bank, insurance, subscriptions, and employers
- Schedule movers or truck; reserve elevator/loading access if needed
- Confirm homeowners insurance effective date with your lender/title team
Final walkthrough (buyers)
- Verify agreed repairs
- Test basic systems you’re allowed to check
- Confirm included items are still present
- Note anything that must be resolved before funding
Closing day
- Bring required ID and certified funds instructions from title
- Review the Closing Disclosure against what you expected
- Collect keys, devices, codes, and mailbox info
- Photograph meter readings if helpful for your records
After you get the keys
- Rekey or reprogram locks
- Locate water shutoff and breaker panel
- Test smoke/CO detectors
- Walk the exterior once more in daylight
Next step
Buying or selling soon? Schedule a consult so your move dates line up with closing.